Job Description

Position               : Credit Analyst

Location               : Mumbai – Lower Parel

Department       : Prime

Job Purpose

To support Front Office Dealing teams in the following activities:

• Preparation and submission of Credit Notes for prospective issuers

• Regular monitoring of Credit exposure

• Submission of periodic reports

• Highlighting any early warning signs of the portfolio

Key Accountabilities

• To prepare accurate credit proposals in a consistent, concise and lucid manner.

• To maintain close working relationship with Business Unit to ensure that department deliverables are met

• Ensure all regulatory reporting & compliances are enforced.

• Ensure customer retention & increase in wallet share by constantly monitoring customer satisfaction levels through detailed MIS & tracking of operations & complaints

• Control the quality of the exposure, using available triggers and adherence to Risk management guidelines and policies

• Monitor and ensure adherence to risk service standards

Job Duties & Responsibilities

• Providing concise and relevant financial analysis by clearly identifying risks

• Ensure reviews are completed prior to due date and are error free

• Identify new Issuers/Credits fulfilling the internal Investment guidelines

• Maintain database of Issuers & Credit proposals basis Financial results/Company specific updates

• Adhere to the risk management and regulatory guidelines of SEBI and RBI

• Control and manage the risk profile for the overall exposure

• Manage performance against key financial (risk-adjusted contribution) sales, service and operational targets

Required Experience

• 3+ years of experience in credit analysis, preferably having experience with credit analysis of Fixed Income clients – banks, and NBFCs.

• Knowledge of competitors and market

Education / Preferred Qualifications

CA / MBA