Key Responsibilities:

1. Underwriting Surety Bonds: Evaluate and underwrite surety bond applications for infrastructure, energy, telecom, and aviation projects.
2. Risk Assessment: Conduct thorough risk assessments and financial analyses to determine the creditworthiness of applicants.
3. Policy Development: Assist in the development and implementation of underwriting policies and procedures.
4. Profitability: Driving portfolio profitability and
5. Client Interaction: Maintain strong relationships with clients, brokers, and other stakeholders to ensure clear communication and effective service delivery.
6. Market Analysis: Stay updated on market trends and regulatory changes affecting the surety bond industry.
7. Reporting: Prepare detailed reports and presentations for the Chief Technical Officer and other senior management.
8. Compliance: Ensure all underwriting activities comply with company policies and regulatory requirements.

Technical Skills:

• Corporate Credit Underwriting: Minimum of 4-5 years of experience in corporate credit underwriting, with a focus on surety bonds.
• Financial Analysis: Proficiency in financial statement analysis, risk assessment, and credit evaluation.
• Industry Knowledge: In-depth understanding of the infrastructure, energy, telecom, and aviation sectors.
• Regulatory Compliance: Knowledge of relevant regulatory frameworks and compliance requirements.
• Software Proficiency: Familiarity with underwriting software and financial analysis tools.

Soft Skills:

• Analytical Thinking: Strong analytical skills with the ability to interpret complex financial data and make informed decisions.
• Attention to Detail: High level of accuracy and attention to detail in all aspects of underwriting.
• Communication: Excellent verbal and written communication skills, with the ability to present information clearly and concisely.
• Interpersonal Skills: Strong interpersonal skills to build and maintain relationships with clients, brokers, and team members.
• Problem-Solving: Ability to identify issues, develop solutions, and implement effective strategies.
• Time Management: Efficient time management skills with the ability to prioritize tasks and meet deadlines.
• Team Collaboration: Ability to work collaboratively within a team and contribute to a positive work environment.

Educational Qualifications:

• Degree: Bachelor’s or Master’s degree in Finance, Business Administration, Economics, or a related field from a Tier 1-2 institute.
• Certifications: Relevant certifications in underwriting or risk management will be an added advantage.